Loans

PFCU can help you realize your dreams with an assortment of loan products and services tailored to meet members' needs.

Consolidate debt, buy a home, purchase a new or used vehicle, pay for a college education, plus much more. You'll appreciate our low rates, flexible terms, and hassle-free Loan Connection application process. Use our Online Loan Calculators to estimate your interest payments over the term of your loan.

Take a closer look at these loan offerings:

Loan Options:

Skip-A-Month

Skip-A-Month is a convenient loan option, which allows qualifying members to skip their loan payment one time each year. Mortgages, Home Equity Loans, and Student Loans are the only loans not eligible for Skip-A-Month.

  • Skip-A-Month Authorization Form

Guaranteed Asset Protection Coverage learn more

Protect your financial well being. Guaranteed Asset Protection (GAP) pays the difference between your vehicle insurance company's settlement and the remaining loan amount (directly related to the vehicle purchase), up to the maximums allowed by the credit union and/or state, in the event your vehicle is stolen or damaged beyond repair.

Mechanical Repair Coverage

Street-smart drivers are turning to MEMBER'S CHOICE Mechanical Repair Coverage. It protects you against many of the costly auto mechanical repairs no longer covered by your vehicle's manufacturer's warranty.

Equal Housing Lender NCUA Insured, Equal Opportunities Lender America's Credit Union