Got a package you didn’t order? It’s probably scam

The Scam: Unsolicited Packages

Scammers use unsolicited packages as a way to make money through deception. Often, these packages contain low-cost items, like electronics or beauty products, that aren’t what they seem. Here’s how the scam usually works:

1. Unexpected Arrival: You receive a package that you didn’t order.
2. Request for Payment: Shortly after, you get a fake invoice or demand for payment, sometimes with threats of legal action.
3. Fraudulent Charges: If you pay, scammers either steal more money or charge your credit card with hidden fees.

Red Flags to Watch Out For:

• No Tracking Information: If the package arrives with no order history or tracking info, it’s likely a scam.
• Unfamiliar Sender: If the return address or sender looks unfamiliar, don’t open the package just yet.
• Request for Immediate Payment: Scammers often pressure you into paying quickly or offer a “special deal” if you act fast.

What to Do if You Get an Unexpected Package

• Do Not Open It: If you weren’t expecting a package, don’t open it. Contact the shipper or the carrier directly to investigate.
• Check for Orders: Review your recent online purchases to ensure it’s not an item you forgot about.
• Report It: Report the incident to your credit card issuer, the Better Business Bureau, and local authorities if you suspect fraud.
• Monitor Your Accounts: Keep an eye on your financial accounts for any unusual activity.

Protect Yourself from Scams

Scammers are getting more creative every day. Here are a few ways you can protect yourself:

• Always track your online purchases and stay aware of shipping notifications.
• Use strong, unique passwords for all of your online shopping accounts.
• Keep an eye on your credit card and bank statements for any unfamiliar charges.

At Patriot Federal Credit Union, we take your security seriously. If you suspect fraudulent activity, don’t hesitate to contact us at 888-777-9982. We’re here to help you stay safe and secure.

Stay vigilant and remember: If something seems too good to be true, it probably is!