Avoiding ATM Surcharges: What You Need to Know
February 17, 2025
At Patriot Federal Credit Union, we’re always looking for ways to provide better banking experiences for our members. As part of this commitment, we’re saying goodbye to the Allpoint ATM network. But don’t worry – we’re here to help you avoid unnecessary ATM surcharges and continue accessing your funds without extra fees. Without Allpoint, you might be wondering: how can you still get your cash without worrying about surcharges? Fortunately, we’ve got you covered! Here are some simple ways to avoid those pesky ATM fees and keep your finances in check.
How to Avoid ATM Surcharges
Here are a few key strategies to help you avoid surcharges, even without the Allpoint network:
- Use Patriot ATMs: The best way to avoid fees is by using a Patriot Federal Credit Union ATM. These ATMs allow you to withdraw cash with no surcharge, so you can access your money for free. Whether you’re visiting a branch or out and about, our ATMs are available to serve you.
- Use the ATM Locator: To find the nearest surcharge-free ATM, you can use our ATM locator available on both our website and mobile app. It’s simple to use – just enter your location, and we’ll show you all the nearby ATMs, including our own Patriot ATMs and other surcharge-free ATMs such as Sheetz, Rutters, Wawa, and Royal Farms.
- Consider Using Your Debit Card for Purchases: Rather than withdrawing cash, you can use your Patriot debit card for purchases at stores, restaurants, and other retailers. Many locations offer cash-back options with no extra charge when you make a purchase, so you can access cash without visiting an ATM.
We’re Here to Help
ATM surcharges may seem like small fees, but they can add up over time. By using fee-free ATMs, you’ll save money and make the most of your hard-earned cash. We understand how important it is for you to access your funds conveniently and affordably, and we’re committed to providing you with the tools to do just that.
If you have any questions or need help finding an ATM near you, don’t hesitate to reach out to our team at 888-777-9982. We’re here to help make banking as easy and affordable as possible.
Disclosures
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This credit union is federally insured by the National Credit Union Administration.
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