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Personal Finance

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November 6, 2023

Getting Ready for a Pricey Holiday Season

The holiday season is right around the corner, and it’s safe to say this will be one of the most expensive yet. Everyone is already feeling the financial squeeze thanks to inflation and rising prices. So, when you begin to think about holiday gifts, decorations, parties, and travel, it can...
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Woman in Christmas sweater holding her passport, boarding pass, and luggage

October 30, 2023

Ways to Save Money on Holiday Travel

With the holiday season right around the corner, you may already be thinking about your travel plans. Whether you’re heading home to be with family, visiting friends, or going on a well-deserved vacation, travel costs can consume a significant portion of your holiday budget.
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Family of three smiling in the car

June 21, 2023

How Credit Unions Differ from Banks

From the outside, credit unions appear very similar to banks. They both offer similar financial products and services, from savings and checking accounts to loans and credit cards. However, it’s essential to recognize the significant distinctions between these two entities because they can greatly influence your day-to-day financial well-being.
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Growing stacks of coins with plants on top

June 20, 2023

Boost Your Savings Without Market Risk

When it comes to investing your money, a wide range of options are available. These opportunities include stocks, bonds, traditional savings accounts, and real estate, all of which offer the potential for financial growth. However, with a plethora of choices also comes the possibility of increased risks.
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Man with confused look scratching his head

May 3, 2023

What is a Share-Secured Loan?

When it comes to borrowing money, there are a variety of loans available. You’re probably familiar with most options – from car loans and home mortgages to credit cards and student loans. But have you ever heard of a share-secured loan? If you answered no, you’re not alone.
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Woman holding money in front of her face

April 25, 2023

Why are Certificates Becoming So Popular?

After a year of surging prices, members are still grappling with the effects of rising inflation. Add in the rocky performance of Wall Street, and people are looking for a silver lining. One such opportunity is beginning to shine as savings rates also start to climb – it’s called a...
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Growing stacks of coins with small plants on top

March 10, 2023

What is a Share Certificate Ladder?

Ever heard of laddering your certificates? A Share Certificate ladder is an investment strategy with both short- and long-term benefits. As you probably know, a share certificate, often referred to as a certificate of deposit at a bank, pays a fixed dividend rate or rate of interest for a specific...
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