Mortgage Loans
Turn your home dreams into reality.
We’ll Be There With You Through Every Step of the Way
Our local and knowledgeable mortgage experts will help guide you step by step through the process so you can focus on the excitement of purchasing your new home.
Your Mortgage Options at a Glance
Choose from a variety of mortgages to get started.
Conventional Mortgage
Secure a low fixed rate and a stable monthly mortgage payment for 10-30 years. Plus, finance up to 97% of your home’s appraised value.
Federal Housing Administration (FHA) Insured Mortgage
First time home buyer? We’ve got you covered with a more flexible lenient qualification process than most other conventional loans.
USDA Mortgage
No down payment? No problem. Secure 100% financing if your property is located in select counties in Pennsylvania and Maryland. Plus, include your insurance costs in your loan.
Veterans Administration (VA) Guaranteed Mortgage
As a veteran, you may qualify for a home loan with no money down and a competitive rate for the life of your loan.
Maryland Mortgage Program
Maryland residents may qualify for financial incentives, down payment and closing cost assistance and more.
Home Purchase Assistance Loan
With first-mortgage financing, you may qualify for interest-free loans to help cover your down payment and/or your closing costs.
Investment Mortgages
Available for rental properties for a one to four family unit. To learn more, contact a mortgage officer directly at 717-709-2580 or 240-850-7012. You can also email us at mortgageoriginations@patriotfcu.org.
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— Tatjana S., ChambersburgThank you again for the information we received from you in the short time we gave you! I appreciate you and your personable attitude during this time of hardship for my grandparents! Keep up that good work!
Meet our Mortgage Team
Our mortgage consultants use local underwriting and an easy application process. They are also available after business hours on weekends to answer any urgent queries.
Secure Your Future with Our Mortgage Loans
At Patriot Federal Credit Union, we believe that homeownership is a cornerstone of financial stability. Our mortgage loans offer a variety of options to fit your unique needs, whether you’re buying your first home, refinancing, or seeking to upgrade. With competitive rates, personalized service, and a streamlined application process, we’re here to guide you every step of the way. Explore our mortgage solutions today and take the first step towards making your dream home a reality!
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