Make a Payment
Pay your Patriot Loan in seconds.
Loan Payment Options
Patriot makes it easy to pay your loan with a variety of options.
Pay Online
Pay your loan with Online Banking or Patriot Mobile using funds from your Patriot account or from your account at another financial institution.
Pay in Person
Visit one of our convenient branch locations or drive-throughs, or drop your payment in our night deposits anytime. View our branch locations and hours.
Mail Your Payment
Mail to: Patriot Federal Credit Union, P.O. Box 778, Chambersburg, PA 17201
ACH Payments From Another Financial Institution
Online Banking & Patriot Mobile App
- Using Online Banking, under Transfers & Payments, select “Manage External Accounts” and then click “Add New External Account”
- Using Patriot’s Mobile App, select “Manage External Accounts” from the three-lined navigation bar; add an external account by tapping the “+” on the right side of the screen
ACH Transfer
You can set up automatic ACH payments from your financial institution through Patriot or set it up at your financial institution using the Patriot Routing Number and Loan Account Number. New ACH payments will require three business days to process the first payment.
To set up at Patriot, you will need the information below for your account at your other financial institution:
- Primary or Joint Name on Account
- Financial Institution Name
- Routing/Transit Number
- Account Number
To set up at your other financial institution use:
Patriot Routing Number: 231379979
Loan Account#/MICR# can be found in Online Banking the day after your loan is settled.
- Visit patriotfcu.org to login or enroll in Online Banking
- In the Account Overview screen, expand the specific loan using the arrow on the right
- Once the loan section is expanded, click on the lower right button “Account Details”
- The Account Details box will pop up, locate the “MICR Number” which is a 14 digit number aka Loan Account Number
Pay by Phone (Fee Applies)
Pay your loan by calling 888-777-9982
Pay Online (Fee Applies)
You can also pay your Patriot loan using this secure Payment Center.
Pay from Your Patriot Account
Online Banking
- Navigate to “Transfers & Payments,” select “Make a Transfer”
- Choose “Send Now” for a one-time payment, “Schedule Transfer” for the future, or “Recurring Transfer” to set and forget
Patriot Mobile
- Select “Transfer Money” from the three-lined navigation bar
- You can choose to “Send Now” for a one-time payment or “Schedule Transfer” for a future payment
- Recurring transfers are currently not available on our mobile app. Please log in to Online Banking for this option
Pay by Phone
You can also call us at 888-777-9982 to authorize an internal payment transfer from your Patriot account or set up a recurring transfer.
Skip-A-Month
This program offers financial flexibility for customers looking to temporarily pause their payments without sacrificing service.
- Ineligible loans include lines of credit, credit cards, student loans, share or certificate-secured loans, business loans, express loans, and certain real estate-secured loans.
- Both the loan and the account must be in good standing.
There is a processing fee of $35.
- Indicate what month you’d like to skip a payment
- Choose the loan(s) you would like to skip
- Select from which account you would like the processing fee to be withdrawn
- All borrowers, co-signers, and collateral owners must sign the application and return to Patriot
- Form can be dropped off at a branch, emailed to membersvc@patriotfcu.org or mailed to PO Box 778, Chambersburg, PA 17201
Need Help?
For additional questions please contact us.
Disclosures
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This credit union is federally insured by the National Credit Union Administration.
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Equal Housing Lender