Essentials Checking
A HASSLE-FREE BASIC CHECKING ACCOUNT
DISCOVER SIMPLICITY WITH OUR ESSENTIALS CHECKING ACCOUNT
Open With Just $25
Open an Essentials Checking account with a minimum deposit of $25.
Keep It Simple
Just the services you need — and no minimum balance requirement.
Get Cash Anywhere
Easy access to over 55,000 Allpoint ATMs worldwide.
Low-Cost Banking
Free access to online & mobile banking.
Unlimited check writing.
WHAT IS A PATRIOT ESSENTIALS CHECKING ACCOUNT?
Discover simplicity with Patriot Federal Credit Union’s Essentials Checking account. All the basic banking services you need and nothing you don’t. Open an account with just $25 and benefit from:
- No minimum balance requirement
- Visa® debit card
- Access to Patriot ATMs and over 55,000 Allpoint ATMs worldwide
- Free online & mobile banking access
- Free bill pay
- No monthly maintenance fees1
- Free unlimited check writing
Why pay for banking services you don’t need? Manage your money your way with a Patriot’s hassle-free Essentials Checking Account.
Open yours today!
Already a member? Add a checking account using online banking.
HOW TO OPEN AN ESSENTIALS CHECKING ACCOUNT
Check Your Patriot Membership Eligibility
Membership is open to anyone who lives, works, worships, or attends school in our service area.
Open Your Essentials Account With Just $25
Get started by applying online, coming into one of our locations, or getting in touch by phone.
Manage Your Daily Finances Effortlessly
Essentials Checking keeps it simple with low fees and no minimum balance requirement.
Our checking accounts are designed to make your time and money go further and help you make the most of your banking experience.
Already a member? Add a checking account using online banking.
— Helene, Waynesboro“Great place. Trustworthy. Much better to bank here than the big banks. Friendly, helpful, and honest.”
PATRIOT ESSENTIALS CHECKING ACCOUNT FAQs
Patriot’s Essentials Checking Account offers a range of essential financial services with no minimum balance requirement on your account, giving you more freedom to spend or save money as you wish. With a low opening minimum deposit, it’s a checking account that offers you all the convenience of a high-end banking account without the hassle of fees and extra charges.
Yes. Just provide your employer or benefits provider with your account and routing number so that funds can be automatically deposited into your account.
No, there is no limit to the number of transactions you can make with your Essentials Checking account. You can make unlimited purchases, payments, and withdrawals.
If you lose your Visa® debit card, use Card Controls on the Patriot Mobile app to disable your card or contact Patriot Federal Credit Union immediately to have the card blocked. You can then request a new card through online banking, by phone, or at a branch location.
Patriot Federal Credit Union membership is open to individuals, businesses, and organizations who live, work, worship, attend school, or regularly conduct business in:
- Franklin County, Pennsylvania
- Washington County, Maryland
- Frederick County, Maryland
- Berkeley County, West Virginia
- Jefferson County, West Virginia
- Morgan County, West Virginia
When you are eligible, family members, including your spouse, children, parents, spouse’s parents, brothers, sisters, grandparents, and others can also join.
HAVE QUESTIONS? WE’RE HERE TO HELP!
Disclosures
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This credit union is federally insured by the National Credit Union Administration.
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Equal Housing Lender
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1When you opt in to eStatements or receive $500.00 or more in monthly direct deposits.